Insurance isn’t always well-known for being flexible, especially motor insurance.
Many of us have had first-hand experience of jumping through hoops, filling out long forms, and yet still not feeling like we’re getting the insurance we actually need.
For some of life’s situations, standard car or van insurance that lasts a year isn’t necessarily the best option. Sometimes we need something short-term and flexible to suit our needs, and that’s where short-term cover from Tempcover comes in.
Tempcover provide flexible insurance options to help drivers find cover that’s right for them. With policies from as little as an hour and up to as long as 28 days, you only have to pay for the insurance you actually need.
Wondering whether short-term insurance could be a good option for you? Tempcover have outlined some of the main reasons for choosing short-term insurance over an annual policy, so make sure you keep reading.
And if you decide to take out an insurance policy with Tempcover this week, you can earn up to £29* cashback when you go via the TopCashback website.
Borrowing or lending a vehicle
Short-term insurance is perfect for those times you need to borrow a friend's car or lend yours to someone for a short period.
It ensures that both parties are protected and the vehicle owner doesn’t need to worry about their No Claims Discount being affected.
Short-term policies from Tempcover come with fully comprehensive cover as standard so you can borrow or lend with peace of mind.
Test-driving a vehicle
When you're considering purchasing a new car or van, it’s always a good idea to take it for a test drive before making your final decision.
You need to be properly insured if you’re test-driving a vehicle, even if you’re driving for just a few minutes. This is the case if you’re buying a vehicle privately too.
Short-term insurance can provide cover for your test drive, without affecting any existing insurance you have.
Moving house or transporting large objects
If you're moving to a new home or helping a friend move, you might need to hire a van.
With short-term van insurance, you’re covered for the time you need without having to commit to a yearly policy. It’s a more affordable choice and you won’t have to change your policy or the van owner’s policy.
Avoid expensive admin costs or increasing premiums by opting for flexible short-term cover to get you and your belongings where you need to go.
Learning to drive or supervising a learner driver
It can be incredibly expensive to learn to drive, so any extra practice outside of structured lessons can help you hone your skills.
If you’ve got a friend or family member who will supervise you, Tempcover’s learner driver insurance will allow you to get behind the wheel for that crucial extra practice.
And if you’re the driver supervising, you can sit back and relax. You don’t need to worry about paying more on your insurance for a learner driver, as it’s a separate standalone policy that won’t impact the cost of the No Claims Discount of your existing cover.
These are just some of the occasions where you might find yourself favouring short-term cover. You could also be sharing a drive on holiday, driving away a new car, temporarily insuring your old vehicle while you sell it, or needing quick cover while your van is in for repairs.
Why book your short-term insurance with Tempcover?
If you find yourself in one of the situations we’ve talked about above, or you just want a bit more flexibility from your insurance, Tempcover are here to help.
Tempcover work with several insurers to find you their best deal. They do the hard work for you by comparing prices and then showing you the cheapest price available.
Drivers choose short-term cover from Tempcover because it’s:
- Cost-effective
- Flexible
- Quick and easy
- Simple to arrange
It’s incredibly quick and easy to arrange. There aren’t any long or difficult questions; they’ll just need a bit of information about who’s driving and what vehicle you want to insure.
There’s no waiting around as the whole quote process takes just 90 seconds.
Tempcover will email your documents straight away, and you’ll be covered from the time you select. Then, when your policy’s ended, that’s it. No long-term commitments.
Need to book another policy after your existing one expires? It’s the same quick and easy process every time.
And if you decide to take out an insurance policy with Tempcover this week, you can earn up to £29* cashback when you go via the TopCashback website.
* The cashback rate displayed is what Plus members will receive. The Classic rate may vary.
