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Chip Reviews

Reviews and experiences from TopCashback members who have shopped with Chip. Log in to review
Chip Reviews
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Declines cashback
I chose Chip over other savings apps that were available purely because it had £20 cashback. About a week later it was instantly declined. Very annoying!
  Beanbow | 12 Jun 2024 Report Abuse
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declined
seems like using topcashback to get more clicks. yet does not payout
  Rolandas | 17 May 2024 Report Abuse
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Cashback received
Eventually received cashback in eight months. Initially this transaction didn't track and I have to lodge a missing claim.
  Beeksnew | 02 Jan 2024 Report Abuse
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Doesn't pay cashback
After waiting 10 months finally received the response that TCB wasn't the last link clicked through, therefore no cashback. That's rubbish it was the only web link used. Everything else involved downloading the CHIP App and completing registration. Avoid!
  piker1957 | 20 Dec 2023 Report Abuse
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Avoid
After months and months without any news, they simply refused to pay the cashback and wouldn't give any details. Shocking it's still listed on this website when you see all the similar terrible reviews. Avoid.
  Member11110971353932 | 05 Dec 2023 Report Abuse
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No cashback
had an account open with over £5k and no cashback. opened claim no response.
  Member936835102517 | 08 Nov 2023 Report Abuse
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No cashback
8 months on and cashback not even so far as tracked despite a claim and chasing.
  bobby280 | 02 Nov 2023 Report Abuse
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AVOID, AVOID, AVOID!!
Don't pay the cashback they promise, don't offer the interest rates they promise, they are NOT a market leader, very poor giving false promises.
  CJacquemin | 19 Oct 2023 Report Abuse
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Cashback not honoured
9 months since meeting the criteria and nothing, tracked and paid as "£0" raised a claim but nothing, useless.
  Member386845888826 | 30 Sep 2023 Report Abuse
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No £60 cashback for ChipX Account.
Chip has rejected my cashback for the paid ChipX account I opened with them stating "Transaction cannot be traced" even though they have sent me invoices for the payments I have made which are on my Chip account!
  M1ller | 16 Sep 2023 Report Abuse
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? No cashback
Despite fullfilling the requirements, tracked and confirmed as 0. Avoid!
  mannis05 | 06 Sep 2023 Report Abuse
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They don't pay out
Opened an account via TCB. Immediately deposited the correct amount. Months later no hint of cashback.
  piker1957 | 02 Sep 2023 Report Abuse
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Great offer, takes roughly 2 months for cashback
Recieved the cashback in about 2 months!
  Username123123222 | 28 Aug 2023 Report Abuse
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Didn't work for me
Never tracked, didn't get the cashback, will close the account and move savings elsewhere.
  acleare | 24 Aug 2023 Report Abuse
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Five months in and no tracking
Opened the account via TCB and five months in there is still no tracking. Hence 1 star but I would award zero if I could
  andreti | 24 Jul 2023 Report Abuse
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Still waiting - 9 months now
Tracked, customer service involved, still waiting from November 2022. It is now July 2023.
  jrv82 | 14 Jul 2023 Report Abuse
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Great offer, takes roughly 2 months for cashback
Amazing value offer that takes around 2 months to complete
  Username123123222 | 02 Jul 2023 Report Abuse
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Refusing to pay cashback
I signed up to this merchant for the £60 cashback offer on 8th Feb 2023 - it's now been 4 months, I've spent £44, and they are refusing to track my cashback or do anything about it.
  THART1988 | 01 Jun 2023 Report Abuse
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It could not be bettered, fast, easy, and welcome!
I just applied to Chip through TopCashBack, and the future cashback was showing almost straightaway. I had to wait a short time before it was payabe, but very happy!
  grmaidens | 24 May 2023 Report Abuse
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Top saving account
I can not believe that I got this reward for signing up to what was the best savings account on the market anyway. No brainer
  parkerma | 04 May 2023 Report Abuse
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Cashback never tracked by Chip.
Open up an Chip account through TopCashback in January, and funded with over £5000, but never tracked. I have raised a ticket with TopCashback in February, and even chased a couple of time, but still nothing. There seems to be a problem with this one as many others have had the same issue, and even the "Average Payment Speed" for Chip is showing as N/A on this site. I realise this is not completely TopCashback's fault but, the fact the issue has not been resolved for a lot of people and the payment is £20, this is very poor.
  Werdy123 | 03 May 2023 Report Abuse
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Still waiting
6 months and still waiting. I bet my bottom dollar they'll think of something to wiggle out of paying me. So CHIP... here's your one star! I'll remove this if some miracle you pay up. The other reviews don't sound great though, do they?
  jrv82 | 14 Apr 2023 Report Abuse
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It didn't track. Still waiting for response months later.
Unlike other merchants, this offer didn't track automatically, despite me following the link provided by TopCashback. I waited for it to track and when it didn't, I opened a claim. Then I waited a month and sent a nudge. Then I waited another month and sent another nudge... Basically, months later, I still haven't received confirmation if the offer tracked or not, despite having met the conditions. I clicked from TCB, downloaded the CHIP app and created an account, deposited the required amount and have kept that amount for months now.
  melomanias | 28 Mar 2023 Report Abuse
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It tracked as zero, then stayed at zero
Avoid this one. I followed all the steps: opened the prize account, deposited the required amount, it tracked as zero, waited to become payable at the £30, but it then went to payable at zero. The company is taking months to respond to TCB claim. I will update the review with the result of the claim.
  sjshah91 | 24 Mar 2023 Report Abuse
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Unexpected debit from current account- not returned
Simple to open the online saver but the next day I found they had debited my current account £22.83 and put it into a lucky dip account and charged me 75p for the privilege. This unexpected debit was not expected or asked for and getting hold of this app only outfit is not easy. Best give a wide birth to these wide boys.
  andreti | 23 Feb 2023 Report Abuse
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