TopCashback Compare Loans FAQ's

TopCashback Compare Loans allows you to compare loan rates from a wide range of leading providers. Meaning you'll earn cashback on top of getting great prices for your completed loan.

We have partnered with Loan.co.uk to help you save money on your completed loan. Loan.co.uk is a credit broker,not a lender, and collaborates with TopCashback to offer loan comparison services.

Not at all. The lending partners and loan.co.uk use a soft search to check eligibility, so there is no effect on your credit score.

Yes, the comparison tool may provide options for unsecured loans (Which can be completed fully online) and secured loans (which require completing the application over the phone with the loan.co.uk team). You will still earn cashback once the loan is successfully completed as long as the application process started with TopCashback Compare Loans.

That depends on the size of the loan, the lender, your credit score and your personal circumstances. For unsecured loans, It can take anything from a couple of minutes to a couple of days. The higher the amount the longer it could take. For secured loans, approval can be granted the same day you apply, while others may take several weeks.

Once your Loan is fully completed, it can take up to 8 weeks for your cashback to show within your account. If nothing has shown within your account after 8 weeks please get in touch via a claim. Once your cashback is approved within your account your cashback should progress to payable within 5 working days. *Please note, cashback will not be paid if the loan is cancelled within the 14-day cooling off period. Additionally for Unsecured Loans, cashback will not be paid if the loan is paid back in full within [90] days.