TopCashback Compare Mortgage FAQ's

TopCashback Compare Mortgages allows you to compare mortgage offers from a wide range of leading providers. Meaning you'll earn cashback on top of getting great prices for your completed mortgage.

We have partnered with Loan.co.uk to help you save money on your mortgage application.

Not at all. The lending partners and loan.co.uk use a soft search to check eligibility, so there is no effect on your credit score.

Yes, the comparison tool may provide you with a mortgage application option which you will be required to complete over the phone with the team at Loan.co.uk. You will still earn cashback for this as long as the application process started with TopCashback Compare Mortgages.

When calculating your eligibility for a mortgage, lenders will look at details such as the size of your deposit, personal income and source, credit score and commitments, job history and outgoings. All of this information works together to determine how much can you afford and they'll try to predict if you’d still be able to pay the mortgage if interest rates went up or your personal circumstances changed.

Once your Mortgage fully completed, it can take up to 8 weeks for your cashback to show within your account. If nothing has shown within your account after 8 weeks please get in touch via a claim. Once your cashback is approved within your account your cashback should progress to payable within 5 working days.