TopCashback Compare Mortgage FAQ's

TopCashback Compare Mortgages allows you to compare mortgage offers from a wide range of leading providers. Meaning you'll earn cashback on top of getting great prices for your completed mortgage.

We have partnered with Loan.co.uk to help you save money on your completed mortgage. Loan.co.uk is a credit broker,not a lender, and collaborates with TopCashback to offer mortgage comparison services.

Not at all. The lending partners and loan.co.uk use a soft search to check eligibility, so there is no effect on your credit score.

Yes, if the application process starts through TopCashback Compare Mortgages, you can complete the mortgage application over the phone with the team at Loan.co.uk. You will still be eligible cashback once the mortgage is successfully completed.

When calculating your eligibility for a mortgage, lenders will consider many factors, including the size of your deposit, your personal income and its source, your credit score, existing financial commitments, employmet history, and regular outgoings. Together, this information help lenders determine how much you can afford to borrow and assess the likelyhood that you'll be able to continue making payments if interest rates increase or if your personal circumstances change.

Once your Mortgage is fully completed, it can take up to 8 weeks for your cashback to show within your account. If nothing has shown within your account after 8 weeks please get in touch via a claim. Once your cashback is approved within your account your cashback should progress to payable within 5 working days. *Please note, cashback will not be paid if the mortgage is cancelled within the 14-day cooling-off period.