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LV= Home Insurance Reviews

Dependable home cover for the place that matters most
Insurance is simple when it's me and LV=
• Home insurance from £119*
• 24-hour UK emergency helpline if you need help in a hurry
• 12-month guarantee on all repairs when you use our recommended repairer service
• Choose from our three levels of home insurance, Essentials, Home or Home Plus
* 10% of customers paid £119 or less Aug ‘22- Jan ’23


Whether you choose Essentials, Home or Home Plus, we'll protect your happy place
Cover to rebuild your home
Get up to £500,000 towards rebuilding costs with our Essentials policy, up to £1m towards rebuilding costs with our Home policy, or unlimited with Home Plus
Flexible contents cover 
Because we know one size doesn't fit all. Not sure how much stuff in your house is worth? No worries, we can help work that out for you with our contents insurance calculator.
Accidental damage cover
With our Home and Home Plus policies we cover underground cables, pipes and drains, and you'll also be covered for breakage and damage to fixtures and fittings (things like windows, toilets and baths), your mirrors and home entertainment equipment are also covered
Only one excess to pay
If you're claiming under a combined buildings and contents policy
Lock replacement
Keys lost or stolen? We’ll replace your locks so you’re safe and sound in a flash (£750 limit applied to Essentials, up to your contents limit on Home or Home Plus)

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LV= Home Insurance Reviews
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Tracked quickly enough--within the day I think but not yet payable even after 6 weeks. so waiting!
  | 03 Jun 2009 Report Abuse
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Tracked next morning, easy to use website and very competitive quote (even without added bonus of cash-back). Would definitely recommend.
  Fifinula | 02 Jun 2009 Report Abuse
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Insurance documents through very quickly. Cashback not so quick, has been pending for over 2 months.
  looneyroo | 01 Jun 2009 Report Abuse
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Order placd 13th March, nudge sent 23rd March and advised on 1st June that transaction has been allocated to my account although it is still showing as 'pending'. I suppose that LV have reacted in a timely manner.
  | 01 Jun 2009 Report Abuse
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to be recommended, as a company which will honour any genuine cashback deal, within the time - as advertised.... hassle-free claim procedure and pleasurable experience, as you would expect!
  aqizyv | 01 Jun 2009 Report Abuse
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Transaction took place in March but am still waiting for this to be confirmed in June. This was my first transaction on this and am quite disappointed now.
  nortonjenson | 01 Jun 2009 Report Abuse
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Bought car insurance in March & got very good deal. Tracked quickly but still showing as pending even though says payable 31st may. Here's hoping...
  jane123 | 01 Jun 2009 Report Abuse
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tracked very quick just waiting payment now
  skimpyjane | 01 Jun 2009 Report Abuse
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Had to chase initially but quick to pay once acknowledged.
  Beany | 01 Jun 2009 Report Abuse
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The LV site was easy to use and no complications. I however do not seem to have been paid the outstanding £80. Having bought building and and contents I thought this would have gone through by now. My cashback account says it is there but when I went to claim it it says there is nothing outstanding!
  | 29 May 2009 Report Abuse
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Cashback tracked quickly. Good insurer, used them last year and unfortunately had to claim, they were really helpful and quick at sorting everything out.
  natalieelliot | 27 May 2009 Report Abuse
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Excellent. Tracked straight away and confirmed very quickly.
  | 27 May 2009 Report Abuse
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i haven`t received my cashback yet. the whole experience of buying the travel insurance was very easy.
  Superman3170 | 26 May 2009 Report Abuse
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I had received a quote for my buildings cover from my last Insurer which was about £80 more than LV. I then received a further £40 cash back when taking out the new policy, so I was very pleased to be saving £120 in total.
  | 26 May 2009 Report Abuse
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Great deal! Quick cashback payment!
  Member1261033504 | 26 May 2009 Report Abuse
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Transaction tracked fine
  | 25 May 2009 Report Abuse
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Very quick and straightforward
  Codone | 25 May 2009 Report Abuse
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Used on two separate occasions: first time didn't track but successfully chased; second time no problems (currently pending). Prices were keen even without the cashback.
  davecpep | 24 May 2009 Report Abuse
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tracked quickly however have to wait a few months for money to be paid out
  Maocat | 24 May 2009 Report Abuse
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Failed to track. Had to be added manually. Now pending.
  12thman | 23 May 2009 Report Abuse
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Tracked well. Not so happy with this insurer as they took ages to send the documents to me by post and don't email any policy. Cashback is still pending after about 4 months, but a lot of these cashbacks take ages to come through so I don't expect much better.
  apollocreed | 22 May 2009 Report Abuse
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Poor, insurance taken out and completed and payment still at pending since March
  Judopete | 22 May 2009 Report Abuse
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Very good service and competitive prices
  misstommo | 21 May 2009 Report Abuse
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Hubby bought car insurance in March - saved lots on his renewal rate. Tracked almost immediately, but status is still listed as Pending, although it suggests the Payable date is 31st May! We're not overly optimistic!
  Imzadi_chester | 21 May 2009 Report Abuse
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finally got it in the end thank you
  | 18 May 2009 Report Abuse
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