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LV= Home Insurance Reviews

Dependable home cover for the place that matters most
Insurance is simple when it's me and LV=
• Home insurance from £119*
• 24-hour UK emergency helpline if you need help in a hurry
• 12-month guarantee on all repairs when you use our recommended repairer service
• Choose from our three levels of home insurance, Essentials, Home or Home Plus
* 10% of customers paid £119 or less Aug ‘22- Jan ’23


Whether you choose Essentials, Home or Home Plus, we'll protect your happy place
Cover to rebuild your home
Get up to £500,000 towards rebuilding costs with our Essentials policy, up to £1m towards rebuilding costs with our Home policy, or unlimited with Home Plus
Flexible contents cover 
Because we know one size doesn't fit all. Not sure how much stuff in your house is worth? No worries, we can help work that out for you with our contents insurance calculator.
Accidental damage cover
With our Home and Home Plus policies we cover underground cables, pipes and drains, and you'll also be covered for breakage and damage to fixtures and fittings (things like windows, toilets and baths), your mirrors and home entertainment equipment are also covered
Only one excess to pay
If you're claiming under a combined buildings and contents policy
Lock replacement
Keys lost or stolen? We’ll replace your locks so you’re safe and sound in a flash (£750 limit applied to Essentials, up to your contents limit on Home or Home Plus)

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LV= Home Insurance Reviews
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Excellent fast pay out well recommended
  RAYSUNSHINE | 08 Aug 2020 Report Abuse
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Very easy and quick to use
  Annetteastbury49 | 09 Jun 2020 Report Abuse
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Did not track and waiting for 7 months nothing yet !
  sjpettit01 | 23 May 2020 Report Abuse
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Excellent
  rellisschultz | 14 Apr 2020 Report Abuse
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Cashback eventually appeared after about 7 months & after missing C/B claim and several nudges.
  acar_2205 | 23 Mar 2020 Report Abuse
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Far too slow. Three and half months from earning cashback to payout! Would not use again.
  debbie55 | 17 Mar 2020 Report Abuse
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I have had a policy with LV since August last year (2019), and they have yet to pay my cashback claim.
  Debs30 | 21 Feb 2020 Report Abuse
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A really painful & lengthy experience - I will not buy LV again!
  QPRfanBideford | 20 Jan 2020 Report Abuse
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Good value insurance and cashback paid after about a month
  zuhayrr | 31 Dec 2019 Report Abuse
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Payout after 90 days
  mark_mackey | 23 Dec 2019 Report Abuse
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good service from LV
  georgeo5 | 20 Dec 2019 Report Abuse
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Good service and payback within timescale
  wimaway | 18 Dec 2019 Report Abuse
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so easy sign in select merchant and away you go
  mjs2018 | 15 Nov 2019 Report Abuse
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I put a support in regarding LG ins as I never received my cashback never had any feedback
  ebettymillar | 14 Nov 2019 Report Abuse
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a bit slow but not too bad, good cashback amout
  John Bird | 06 Nov 2019 Report Abuse
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worked fine
  gsjnd | 01 Nov 2019 Report Abuse
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Great cashback paid as promised.
  Ross_Falcon | 21 Oct 2019 Report Abuse
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Great insurance but took nearly 4 months to pay out.
  TarasY | 20 Oct 2019 Report Abuse
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This is 1 of the better Companies. Tracked quickly and paid in a timely manner. Just wish some more would do the same.
  Golden Adonis | 06 Oct 2019 Report Abuse
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tracked at different price to what it said so wasnt really impressed
  s17ued | 02 Oct 2019 Report Abuse
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Despite buying "Home insurance - combined" with £33 cashback they only paid me cashback of £15 for "Home insurance - Building OR Contents". Case opened Jan'19 & LV are ignoring my claim.
  lipseal | 12 Sep 2019 Report Abuse
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Easy to use website, good prices and the bonus of cashback - can't really fault. Takes a while to process and payout, but at least it does eventually pay out.
  grumpster | 05 Sep 2019 Report Abuse
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Good premium price. Tracked and payed as stated.
  sheffieldeagle | 04 Sep 2019 Report Abuse
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Still waiting although cashback has been claimed
  touchthesky | 29 Aug 2019 Report Abuse
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Have not payed me the cashback for my buildings and contents home insurance as stated. Unsatisfactory
  Rhianm | 28 Aug 2019 Report Abuse
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