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LV= Home Insurance Reviews

Dependable home cover for the place that matters most
Insurance is simple when it's me and LV=
• Home insurance from £119*
• 24-hour UK emergency helpline if you need help in a hurry
• 12-month guarantee on all repairs when you use our recommended repairer service
• Choose from our three levels of home insurance, Essentials, Home or Home Plus
* 10% of customers paid £119 or less Aug ‘22- Jan ’23


Whether you choose Essentials, Home or Home Plus, we'll protect your happy place
Cover to rebuild your home
Get up to £500,000 towards rebuilding costs with our Essentials policy, up to £1m towards rebuilding costs with our Home policy, or unlimited with Home Plus
Flexible contents cover 
Because we know one size doesn't fit all. Not sure how much stuff in your house is worth? No worries, we can help work that out for you with our contents insurance calculator.
Accidental damage cover
With our Home and Home Plus policies we cover underground cables, pipes and drains, and you'll also be covered for breakage and damage to fixtures and fittings (things like windows, toilets and baths), your mirrors and home entertainment equipment are also covered
Only one excess to pay
If you're claiming under a combined buildings and contents policy
Lock replacement
Keys lost or stolen? We’ll replace your locks so you’re safe and sound in a flash (£750 limit applied to Essentials, up to your contents limit on Home or Home Plus)

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LV= Home Insurance Reviews
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thanks i got the money on time.
  | 06 Feb 2009 Report Abuse
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Used TCB on two occasions to buy LV insurance; once for car insurance and once for home insurance most recently. Motor cash back claim tracked virtually straight away, and was confirmed and payable within the estimated time. Home claim again tracked quickly but took a long time to get confirmed. Once it was confirmed though, it was paid shortly after, only a few days after the estimated payable date. I have contacted the team at TCB a couple of times with queries and they always responded quickly. Genuinely impressed and very pleased with service and cash back given (£105 in total!). Happy to recommend!
  Minesh_Arjun_Parmar | 06 Feb 2009 Report Abuse
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took few days to track, awaiting payment although insurance paid full year up front
  tightass | 05 Feb 2009 Report Abuse
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tracking so far, was going to take at Nationwide travel Insurance for 4 Adults, but discovered they went through Liverpool Victoria Ins. Same Insurance deal, but earnt cash back
  | 05 Feb 2009 Report Abuse
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tracked with in 24 hours also cheapest quote
  Saver_Man | 04 Feb 2009 Report Abuse
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rubbish. no cashback
  andy1888 | 04 Feb 2009 Report Abuse
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Wasn't sure about the whole cashback idea (no free lunch etc); therefore, I was suprised to find that not only was taking a house insurance policy with LV worth £45 cashback, the policy was also cheaper than any other quote as well! (tesco wanted renewal of £330 up from £185 year before! -haggled down to £199 which was still £20 more expensive than LV). If I do get cashback on top of cheapest quote then....what a good idea!
  microdave | 04 Feb 2009 Report Abuse
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LV are good when it comes to Customer Service. They made a small mistake with my insurance, which was frustrating as I'd taken steps to prevent it from happening - but it did anyway. However, they were interested in listening to me - after I was somewhat assertive with them - and were willing to sort it out. The people you speak to on the 'phone have good 'people' skills, basically, which is important. Dorothy
  | 04 Feb 2009 Report Abuse
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quick to take money for service ,slow to pay cash back submitted enquiry as to cash back....SLOW TO PROCCESS WILL NOT USE THIS RETAILER AGAIN
  regthe5 | 04 Feb 2009 Report Abuse
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Took a while for transaction to be confirmed and payment made but otherwise fine
  | 04 Feb 2009 Report Abuse
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Excellent tracking done the same day
  Citybee | 04 Feb 2009 Report Abuse
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Tracked almost immediately, now waiting to see how long to payment.
  | 04 Feb 2009 Report Abuse
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Very fast tracking, approx 1 day, payout? too soon to know.
  xtpaul | 03 Feb 2009 Report Abuse
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Worked well and pays on expected date. I have used it 3 times last yaer without any problems
  whalleyman | 02 Feb 2009 Report Abuse
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Not prompt with cashback
  | 02 Feb 2009 Report Abuse
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Authority for payment from Liverpool Victoria apprears to have been processed quickly in this instance
  | 02 Feb 2009 Report Abuse
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I found the site very easy to use and the reply by E Mail was instant, I was very satisfied.
  | 02 Feb 2009 Report Abuse
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Cash back arrived, no problem. Had to wait a few weeks which I was aware of from the start.
  JJTopcashback | 02 Feb 2009 Report Abuse
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No problems and all went well - recommended
  Nipsy | 02 Feb 2009 Report Abuse
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Tracked quickly. Did not confirm for quite some time but did eventually. Became payable by the estimated schedule date.
  Jay2008 | 02 Feb 2009 Report Abuse
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1st insurance we took out went smooth. The second one seems to take a long time to get confirmed.
  lwestall | 01 Feb 2009 Report Abuse
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all ok
  Smartie25 | 01 Feb 2009 Report Abuse
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All dealings with this Retailer have been first rate. Cashback confirmed and paid on time. Highly recommend.
  Lee14 | 01 Feb 2009 Report Abuse
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Quick to track and quick to be paid. Great.
  mummytubb | 01 Feb 2009 Report Abuse
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When using the Topcashback.co.uk link to go through to Liverpool & Victoria insurance I found that the insurance quote could not be retrieved. When I ran a fresh quote request when using the topcashback.co.uk link the policy was quoted as £50 more which would infact eliminate the cashback recieved. Beware!
  | 31 Jan 2009 Report Abuse
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