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Get up to 20% of your purchase back
when you shop with PayingTooMuch
PayingTooMuch Reviews
Reviews and experiences from TopCashback members who have shopped with PayingTooMuch.
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PayingTooMuch Reviews
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Never paid
Saw that the cashback was declined a month after getting back from my holiday. Got told this by topcashback "We have now received a final response for your claim and been informed that we haven’t been seen as the reason this order was placed. This means we have been unable to obtain any money back on your behalf." Such a con, was due £94 cashback. Why bother being on a cashback site if they don't give the majority of people cashback. It seems those with higher cashback get declined from what I've just seen on the other reviews. Read the little link they sent to make sure it doesn't happen again and I followed all the things they said. So seems lucky of the draw if you get it or not.
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Steviem91 | 16 Apr 2025
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Cashback initially declined
£132 cashback was declined despite meeting all the conditions. I raised it with customer service and six months after the purchase, have just received the cashback.
I wouldn’t deal with them again, wouldn’t recommend and from other reviews it seems this is common with them. I also agree with previous reviews that Topcashback should not be doing business with them.
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Sallyctevans | 14 Apr 2025
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Quick pay out
Have used this for insurance twice and received pay out promptly.
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Margaret_Challen | 22 Sep 2024
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A disgraceful con.
A con, like many other reviewers my cashback was declined after several months wait with no reason given. I had met all their conditions for cashback.
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happy_sailor | 17 Sep 2024
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Quick response
I regularly use Payingtoomuch for my travel insurance. Cashback from my recent purchase in July did not appear on my account, I raised a claim. I very quickly received a response, the cashback was tracked and payable. Recommend PTM.
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Sweb1705 | 01 Sep 2024
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You'll be very lucky if they pay you cashback
Like others have said, I went through the whole process, through TCB, and within minutes, they had declined cashback. I raised this with the customer service team, but this didn't get me anywhere. Very disappointed...
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cazza2301 | 25 Jul 2024
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They don't pay the cashback
In common with many other reviewers here, they don't actually pay any cashback - they simply decline it with no explanation. I wouldn't have used them if I had known this. I will make a formal complaint to them and will proceed to the Insurance Ombudsman if they don't pay up.
TopCashback should decline dealing with them any further as they are clearly breaking their contract with them..
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Raycolenutt | 12 May 2024
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PayingTooMuch except when it comes to Cashback
Went through the whole process of completing the detailed questionnaire on pre-existing medical conditions for annual travel insurance and got a range of quotes to choose from and selected the cover we required then purchased the insurance policy.
Within half an hour checked my TopCashback account to find that PayingTooMuch had declined the 25% cashback payable with no explanation. I had not used any discount codes/vouchers and completed my purchase online immediately so had complied with all their terms & conditions for earning cashback.
I had to phone them to cancel the policy today (within the 14 day cooling off period) as it was clear that the advertised 25% cashback was not going to be paid as has been experienced by other members of TopCashback.
I now have to start from scratch again inputting all the information to get quotes for travel insurance and just wish I had read the recent reviews and not wasted my time with PayingTooMuch!
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AndyMoth1967 | 06 Feb 2024
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Great payout amounts and usual 12 week wait. Excellent!
Holiday insurance what a great find!
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team1spirit | 24 Jul 2023
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Poor
I didn’t get cash back
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shulamit | 17 Apr 2023
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Scam
Paid over £380 for my insurance and was due £81 cashback. 2 months later they declined the cashback. Don't use if your expecting them to honour the deal
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timjlee | 19 Mar 2023
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straight forward and quite quick compared to some
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ryders13 | 13 Jul 2022
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Excellent service and very quick cashback Thank you.
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Sky2 | 11 May 2022
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