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Scottish Friendly My Ethical Select Junior ISA Cashback Offers & Discounts

Get up to up to £150 cashback when you invest in a Scottish Friendly My Ethical Select (Junior ISA)

Sign up for free and invest with Scottish Friendly My Ethical Select (Junior ISA) as normal. Our average member earns over £300 cashback a year.

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How much cashback can you get?

Scottish Friendly My Ethical Select (Junior ISA) Cashback

Monthly Premium of £20-£49.99. Invest from just £20 a month. Capital at risk. £50 exit fee applies.
£65
Monthly premium of £50 - £99.99. Invest from just £50 a month. Capital at risk. £50 exit fee applies.
£100
Monthly premium of £1000 and above. Invest from just £1000 a month. Capital at risk. £50 exit fee applies.
£120
Monthly premium of £100 - £999.99. Invest from just £100 a month. Capital at risk. £50 exit fee applies.
£150

Scottish Friendly My Ethical Select (Junior ISA)

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One of the UK’s biggest mutual life offices, Scottish Friendly have been helping families save and invest for over 160 years. Fast forward to today and they are trusted by 838,000 members to manage £4.6 billion in assets as at 25th April 2024 and are the ‘Best Junior ISA Provider’ for the last 6 years at the Investment Life & Pensions MoneyFacts Awards

With flexible payment options from just £20 per month, you can invest in a policy that invests in our International Ethical Fund which has been designed to invest in shares of global companies that have been assessed to meet ethical criteria. Plus, you can adjust your investment amount at any time, investing more if you have some cash to spare or take a break if you need to. Please bear in mind, this could affect your cashback in the first 6 months. The investment belongs to the child and cannot be accessed until they are 18.

You can set up a Junior ISA in minutes and keep track of your investment online or on their mobile app, anywhere, anytime.
Remember, the value of investments can go down as well as up so your child could get back less than you’ve paid in. If you transfer out or the child makes a withdrawal within the first 5 years a £50 exit fee applies.

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Cashback terms and exclusions

Exclusions
  • If you stop paying, reduce your premiums or cancel your policy.
  • If you have purchased a product with Scottish Friendly in the past but since cancelled the policy.
  • If you purchase using stolen or fabricated details
  • If you are an employee of Scottish Friendly
  • To qualify for cashback you must make payments into the policy at least equal to the value of the cashback.
  • If your monthly payments are less than the stated offer amount.
  • If the new policy is cancelled within 12 months of commencement we reserve the right to deduct the value of the cashback from any surrender value or refund of premiums.
  • Each Scottish Friendly member can only open one Stocks & Shares ISA with us. Multiple ISA applications over any time period will be merged together and you may not receive cashback on any additional applications.
  • This program is being monitored, so any abuse of the terms in any way may result in your account being terminated.
  • You are not eligible for cashback if you are awarded a free gift/gift voucher with your purchase via the merchant.
  • Cashback will be paid six months on from the date the policy was opened and only after consistent payments have been paid into your ISA during this time.
  • Use of a promotional/voucher code not posted and approved by TopCashback.
Terms
  • Cashback is calculated for the item(s) price only, not including VAT, delivery or other fees.
  • You can only withdraw your cashback via BACS once it reaches payable status.
  • To qualify for cashback, you must pay in the required number of payments within 12 months of the plan start date.
  • Only one cashback offer is valid per policy.
  • The rates above include a bonus relevant to your membership level - 5% for Plus members and 1% for classic.
  • Make sure you have third party tracking enabled in your browser and you allow the confirmation page to full load before closing the window
  • You must use the link above to purchase directly to qualify for cashback
  • Please note, your cashback offer from Scottish Friendly is paid into your Top Cashback account. The cashback payment is made by Top Cashback and not Scottish Friendly. Should you have any queries regarding your cashback payment, please contact Top Cashback directly.
  • Should your cashback fail to track automatically, please submit a 'Missing Cashback' claim within 100 days of your order.
Good to know
  • Scottish Friendly Stocks & Shares ISA Cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.
  • Transactions for this merchant should appear as pending within 24 hours. They will remain at this status until the retailer confirms that we're eligible for cashback. Once this happens your purchase will reach the confirmed stage of your account. When the merchant then pays us the cashback we can make this payable in your account.
  • Cashback will only be paid for purchases made from within the UK.
  • There is a minimum validation period of 60 days, after which Scottish Friendly will ensure the transaction is valid and that the minimum number of consecutive payments have been received.
  • Unless otherwise stated, expect transactions for this retailer to appear within 24 hours. Transactions are confirmed once consecutive payments are at least equal to the cashback amount and should become payable within 6 months of the date of the last payment received into the policy.
  • Scottish Friendly Stocks & Shares ISA cashback can be earned simply by clicking through to the merchant and shopping as normal.
  • Scottish Friendly Investment ISA Cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.
  • Cashback rates are subject to change both up and down.
  • From time to time, information displayed here may be out of date. Please see TopCashback's full Terms and Conditions page for further information.
  • Recurrences on the amount of purchases that can be made while earning cashback may be limited.
  • The gift card is a My Rewards voucher which will be sent you within 28 days of receiving your first payment. Once registered you will be able to access the full list of retailers.
  • We reserve the right to refuse the issue of gift cards where multiple ISA applications have been made, and where we consider that the terms of this reward offer have been abused.
  • This merchant calculates cashback excluding VAT, delivery and any other charges.
What to do when
  • Whilst the vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a 'Missing Cashback' query within 4 months of the transaction. We will be unable to chase up claims older than this
  • Some merchants may not be forthcoming with untracked cashback. We endeavor to chase untracked cashback but reserve the right to halt enquiries at any time. Please do not make purchase decisions based upon expected cashback as it is not guaranteed.

See also our general terms & conditions.

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