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LV= Home Insurance Reviews

Dependable home cover for the place that matters most
Insurance is simple when it's me and LV=
• Home insurance from £119*
• 24-hour UK emergency helpline if you need help in a hurry
• 12-month guarantee on all repairs when you use our recommended repairer service
• Choose from our three levels of home insurance, Essentials, Home or Home Plus
* 10% of customers paid £119 or less Aug ‘22- Jan ’23


Whether you choose Essentials, Home or Home Plus, we'll protect your happy place
Cover to rebuild your home
Get up to £500,000 towards rebuilding costs with our Essentials policy, up to £1m towards rebuilding costs with our Home policy, or unlimited with Home Plus
Flexible contents cover 
Because we know one size doesn't fit all. Not sure how much stuff in your house is worth? No worries, we can help work that out for you with our contents insurance calculator.
Accidental damage cover
With our Home and Home Plus policies we cover underground cables, pipes and drains, and you'll also be covered for breakage and damage to fixtures and fittings (things like windows, toilets and baths), your mirrors and home entertainment equipment are also covered
Only one excess to pay
If you're claiming under a combined buildings and contents policy
Lock replacement
Keys lost or stolen? We’ll replace your locks so you’re safe and sound in a flash (£750 limit applied to Essentials, up to your contents limit on Home or Home Plus)

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LV= Home Insurance Reviews
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Excellent value for money & service
  stimlin | 07 Apr 2009 Report Abuse
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The cashback offer looks very good but it's now been 9 weeks as yet I have not received the payment
  Tottenham | 07 Apr 2009 Report Abuse
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slow at confirming.
  | 07 Apr 2009 Report Abuse
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Disapointed how long this is taking !!
  Lilo | 06 Apr 2009 Report Abuse
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cheapest insurance quote. Great cashback amount. tracked quickly.
  | 03 Apr 2009 Report Abuse
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tracked within 2 hours
  masc1 | 03 Apr 2009 Report Abuse
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Very slow to confirm. Waiting since January - still not confirmed. Poor....
  Sytech | 02 Apr 2009 Report Abuse
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Good value even without cashback. Queries sorted instantly with online "chat" offered.
  Trogglet | 01 Apr 2009 Report Abuse
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Pended for ages then when straight to payable. Went to zero a few days later and have now submitted a claim.
  suzi1 | 31 Mar 2009 Report Abuse
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very quick on sending documents all corect wating on pending confirmation
  | 30 Mar 2009 Report Abuse
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Still waiting for my cashback - it's been over 2 months and it's still 'pending'.
  | 30 Mar 2009 Report Abuse
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Tracked ok. Second time I've used LV, first cashback came through with no probs at all, so fingers crossed for this one.
  delilah365 | 30 Mar 2009 Report Abuse
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great service but very slow to pay cashback
  | 29 Mar 2009 Report Abuse
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Cashback tracked ok but still waiting for it to become confirmed nearly 2 months later.
  Alipan | 28 Mar 2009 Report Abuse
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Transaction was "pending" within 24 hours, however not confirmed yet, it has only been 3 days though. But was happy with the transaction and swift tracking.
  PLal | 28 Mar 2009 Report Abuse
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Received my cash back without any problems, just i had to wait 3 months.
  hiso | 28 Mar 2009 Report Abuse
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excellent tracked quickly & when i claimed my cashback was in my account within 3 days,first time i had dealt with them will def.use again.
  geordiep | 28 Mar 2009 Report Abuse
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Good experience
  Tabby123 | 28 Mar 2009 Report Abuse
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Only gave me £20 instead of the £40 promised. Better than nothing as the insurance was still the cheapest quote anyway. Disappointing though.
  jcsuggitt | 27 Mar 2009 Report Abuse
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Really quick to be shown as pending. Not so quick for it to become payable. Still waiting nearly 2 months on.
  wags | 26 Mar 2009 Report Abuse
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Excellent service, very quick and simple to apply on line and very competitive rates. recommended
  | 25 Mar 2009 Report Abuse
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Straightforward transaction and cashback appeared immediately. It didn't give me as low a quote as I found on Moneysupermarket but with cash back was better value. Had to speak to help desk as got house number wrong and it was answered quickly by a UK person.
  hsa | 25 Mar 2009 Report Abuse
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No cashback as promised. This will certainly clour my judgement when policy up for renewal.
  | 23 Mar 2009 Report Abuse
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this retailer is poor on customer service. The start date was wrong and tried to change it, was told six different things before i stopped all transaction and demanded my refund under the 14day moneyback. Got that but beware of them
  | 22 Mar 2009 Report Abuse
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Very good service and fairly easy web site.
  | 22 Mar 2009 Report Abuse
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