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LV= Home Insurance Reviews

Dependable home cover for the place that matters most
Insurance is simple when it's me and LV=
• Home insurance from £119*
• 24-hour UK emergency helpline if you need help in a hurry
• 12-month guarantee on all repairs when you use our recommended repairer service
• Choose from our three levels of home insurance, Essentials, Home or Home Plus
* 10% of customers paid £119 or less Aug ‘22- Jan ’23

Whether you choose Essentials, Home or Home Plus, we'll protect your happy place
Cover to rebuild your home
Get up to £500,000 towards rebuilding costs with our Essentials policy, up to £1m towards rebuilding costs with our Home policy, or unlimited with Home Plus
Flexible contents cover
Because we know one size doesn't fit all. Not sure how much stuff in your house is worth? No worries, we can help work that out for you with our contents insurance calculator.
Accidental damage cover
With our Home and Home Plus policies we cover underground cables, pipes and drains, and you'll also be covered for breakage and damage to fixtures and fittings (things like windows, toilets and baths), your mirrors and home entertainment equipment are also covered
Only one excess to pay
If you're claiming under a combined buildings and contents policy
Lock replacement
Keys lost or stolen? We’ll replace your locks so you’re safe and sound in a flash (£750 limit applied to Essentials, up to your contents limit on Home or Home Plus)

LV= Home Insurance Reviews
	Should have been paid by 28th Feb - still shown as pending - not impressed.
	665408 \| 10 Mar 2009 Report Abuse
	Along with others who have submitted similar comments, I'm still awaiting progress beyond the 'pending' stage for home insurance purchased in mid-November, and which took until mid-January to be tracked. It's now well past the end of January payment date, so I continue to wait for confirmation and payment.
	DaveWP \| 09 Mar 2009 Report Abuse
	Pretty good value for money considering the quality of policy available, and the claims handling assessments from Which?, among others. Even better value with cashback; this was applied to my account within 24 hours of taking out the policy.
	ColWal \| 09 Mar 2009 Report Abuse
	I was pleasantly surprised with a very competitive quote that saved me nearly £100 and then get an additional £40 cash back. I'm impressed.
	archiedoodle \| 09 Mar 2009 Report Abuse
	Quick response
	\| 09 Mar 2009 Report Abuse
	£40 cashback tracked very quickly.
	andybeeston \| 09 Mar 2009 Report Abuse
	payment pending 28/02/09 still waiting,very slow wouldn't buy off this company again judging by tne other comments too.
	harold \| 08 Mar 2009 Report Abuse
	Speedy Confirmation. Very quick.
	Birkeho \| 08 Mar 2009 Report Abuse
	Very slow. Tracked okay but estimated payable date was 28/2/09 and still only showing as 'pending', not even confirmed yet.
	louisendaz68 \| 08 Mar 2009 Report Abuse
	Very slow. Tracked okay but estimated payable date was 28/2/09 and still only showing as 'pending', not even confirmed yet.
	louisendaz68 \| 08 Mar 2009 Report Abuse
	Also took out a policy in Dec 08 and amount is still only showing as pending but estimated date of 28 Feb 09 has now passed. Wonder if this cashback will pay out after reading other comments!!
	Pompey64 \| 06 Mar 2009 Report Abuse
	taking ages to pay out
	\| 06 Mar 2009 Report Abuse
	exceptionally good deal,dealt with very quickly
	moore2 \| 06 Mar 2009 Report Abuse
	this is an update, i also took out car insurance in dec 08 cashback of £70 is still in pending, estimated payable date 28 feb 09 has now passed will update again if i receive it.
	bella22 \| 06 Mar 2009 Report Abuse
	Also took out a policy in De 08 and amount is still only showing as pending but estimated date of 28 Feb 09 has now passed. Hope they read these comments, we now have four policies with them and will vote with our feet if need be.
	stephenglover1954 \| 05 Mar 2009 Report Abuse
	Took policy out in December 2008 - still waiting for it to become confirmed and payable. There was an estimated date of 28th February 2009 but this has passed - fingers crossed it will become payable very soon.
	\| 05 Mar 2009 Report Abuse
	Very competitive quote better than renewal quote from Churchill. Cashback tracked as pending within 24hrs but 2 weeks later cashback was reduced and still pending. This transaction was early Dec08 and is still pending having passed est. payment date of 28 Feb 09. Have grave doubts that this cashback will ever materialise which seems typical of Topcashback performance with car insurance!!
	\| 05 Mar 2009 Report Abuse
	no problem, waited a couple of months and the cash was waiting for me, easy !
	\| 04 Mar 2009 Report Abuse
	Liverpool Victoria was a competive quote and better than my renewal with swift cover. I would strongly recommend people use sites such as confused.com to get a general idea of how much the premium comes to. The site was easy to use and you could chat on line to a sales assistant who could answer almost any question you threw at her. I was a little mystified with the tracking as it was showing a retailer called YES (who I also obtained a quote for) but the situation seems to have been rectified. I will add further comment when this retailer actually gives me cash back.
	ARG \| 04 Mar 2009 Report Abuse
	Tracked quickly for transaction in December but still pending having passed the 'estimated payment date' of 28 Feb. Getting worried now. This, along with my Swinton car insurance (failing to track) means this is probably my last attempt to use Topcashback for car insurance, it's getting beyond a (expensive) joke now. Time to go back to the 'old' way of just trying to get the best upfront deal direct with the insurer.
	sham63 \| 04 Mar 2009 Report Abuse
	excellent service will use again
	arnewood \| 03 Mar 2009 Report Abuse
	I have a great deal from LV good service also good value for money
	Elenanice \| 03 Mar 2009 Report Abuse
	Transaction was tracked very quickly. I would reccommend this site.
	VicLondon \| 03 Mar 2009 Report Abuse
	Still awaiting for payment after 3 months..... £70 payment was captured but still pending.....
	fcooke \| 03 Mar 2009 Report Abuse
	I have taken out a new car policy with LV for 2009-10, via their website. The proposal process was easy to complete and the premium very reasonable (especially after cashback is taken into account), even though my diesel engine has been remapped. Documentation was delivered within a couple of days. I dont understand why LV quoted me a higher premium to renew my existing policy than the price I have paid for a new policy.....an aspect of modern business practice that makes no sense to me!
	\| 03 Mar 2009 Report Abuse

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