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LV= Home Insurance Reviews

Dependable home cover for the place that matters most
Insurance is simple when it's me and LV=
• Home insurance from £119*
• 24-hour UK emergency helpline if you need help in a hurry
• 12-month guarantee on all repairs when you use our recommended repairer service
• Choose from our three levels of home insurance, Essentials, Home or Home Plus
* 10% of customers paid £119 or less Aug ‘22- Jan ’23


Whether you choose Essentials, Home or Home Plus, we'll protect your happy place
Cover to rebuild your home
Get up to £500,000 towards rebuilding costs with our Essentials policy, up to £1m towards rebuilding costs with our Home policy, or unlimited with Home Plus
Flexible contents cover 
Because we know one size doesn't fit all. Not sure how much stuff in your house is worth? No worries, we can help work that out for you with our contents insurance calculator.
Accidental damage cover
With our Home and Home Plus policies we cover underground cables, pipes and drains, and you'll also be covered for breakage and damage to fixtures and fittings (things like windows, toilets and baths), your mirrors and home entertainment equipment are also covered
Only one excess to pay
If you're claiming under a combined buildings and contents policy
Lock replacement
Keys lost or stolen? We’ll replace your locks so you’re safe and sound in a flash (£750 limit applied to Essentials, up to your contents limit on Home or Home Plus)

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LV= Home Insurance Reviews
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Cashback earned showed up very quickly. Not received as yet but am sure will pay up at the alloted time!
  Sandra Seaborne | 02 Dec 2008 Report Abuse
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very fast to track, easily earned £70 & good price on insurance
  ghc2611 | 02 Dec 2008 Report Abuse
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cashback confirmed quickly - very quick and easy to use site to buy insurance
  tessjade | 02 Dec 2008 Report Abuse
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takes over 4 months from purchase, but does eventually get paid
  Nayna | 02 Dec 2008 Report Abuse
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Motor Ins purchased in April 08. House Ins purchased in June 08. One cashback honoured - paid Oct 08. The other cashback NOT hounoured.
  | 02 Dec 2008 Report Abuse
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Took 3 months, but finally got the cashback, with no hassle
  Suzisuz | 01 Dec 2008 Report Abuse
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Yipppeeee... got the £45 cashback now confirmed as payable!:D
  | 01 Dec 2008 Report Abuse
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good quick deal but some small print appeared on the documents that was not on website
  brysol1 | 30 Nov 2008 Report Abuse
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tracked quickly slow to confirm
  Rhyse | 30 Nov 2008 Report Abuse
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Easy application, good price insurance made better by cashback. Showing pending next day
  | 30 Nov 2008 Report Abuse
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Cashback is showing on the system but has not been cleared as of yet.
  Tripod | 29 Nov 2008 Report Abuse
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Tracked within 24 hours, Good price for the cover.
  Tenbob | 29 Nov 2008 Report Abuse
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Car insurance, this tracked very quickly...looking forward to the cash back now
  Abell | 27 Nov 2008 Report Abuse
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cash pending the same day
  grumpyoldwomen | 26 Nov 2008 Report Abuse
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Fast tracking. Waiting confirmation.
  | 26 Nov 2008 Report Abuse
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Tracked quickly. Waiting confirmation.
  | 26 Nov 2008 Report Abuse
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Ok so far. £45 in pending box. Excellent price and even better with cash back
  | 26 Nov 2008 Report Abuse
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Cash back appeared in the pending column the next day. Very pleased.
  littlemouse | 25 Nov 2008 Report Abuse
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very competitive deal and tracked quickly
  hatatfatcat | 25 Nov 2008 Report Abuse
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cheaper car insurance than my existing insurer was offering. good selection of variables, eg. excesses, optional car hire, etc. easy to use application form.
  Linda65 | 25 Nov 2008 Report Abuse
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Don't bother with this! They were fast to track but after 3 months decided to reduce £45 payment to nil for no apparent reason. Another 3 months later and several disputes I still haven't got anywhere. Very disappointed!
  seasnake | 25 Nov 2008 Report Abuse
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BEST TRANSACTION TO DATE TRACKED WITHIN A COUPLE OF HOURS.
  BIGT | 25 Nov 2008 Report Abuse
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LV's website refused to accept payment by credit card at the first attempt, without giving a specific reason. I was then forced to re-enter ALL the personal and insurance-related details before payment was accepted on the second attempt. Members would be advised to make full use of the "save" facility. On a positive note, I found the website otherwise relatively easy to use, and the £60 discount has already been posted to my account as pending. With this discount, the policy seems substantially less expensive than comparable home insurance policies.
  CostCutter | 24 Nov 2008 Report Abuse
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After one false start the transaction went smoothly.
  ajlj | 24 Nov 2008 Report Abuse
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Very quick to show as pending. Fantastic cashback amount!
  | 24 Nov 2008 Report Abuse
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