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LV= Home Insurance Reviews

Dependable home cover for the place that matters most
Insurance is simple when it's me and LV=
• Home insurance from £119*
• 24-hour UK emergency helpline if you need help in a hurry
• 12-month guarantee on all repairs when you use our recommended repairer service
• Choose from our three levels of home insurance, Essentials, Home or Home Plus
* 10% of customers paid £119 or less Aug ‘22- Jan ’23


Whether you choose Essentials, Home or Home Plus, we'll protect your happy place
Cover to rebuild your home
Get up to £500,000 towards rebuilding costs with our Essentials policy, up to £1m towards rebuilding costs with our Home policy, or unlimited with Home Plus
Flexible contents cover 
Because we know one size doesn't fit all. Not sure how much stuff in your house is worth? No worries, we can help work that out for you with our contents insurance calculator.
Accidental damage cover
With our Home and Home Plus policies we cover underground cables, pipes and drains, and you'll also be covered for breakage and damage to fixtures and fittings (things like windows, toilets and baths), your mirrors and home entertainment equipment are also covered
Only one excess to pay
If you're claiming under a combined buildings and contents policy
Lock replacement
Keys lost or stolen? We’ll replace your locks so you’re safe and sound in a flash (£750 limit applied to Essentials, up to your contents limit on Home or Home Plus)

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LV= Home Insurance Reviews
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Tracked OK no problems - so far so good, now waiting to see how long it takes to be confirmed and paid......
  cmontgomeryburns | 15 Nov 2008 Report Abuse
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Easy and quick site to use, good quote and cashback showed up within a couple of days.
  | 15 Nov 2008 Report Abuse
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Had to submit manual claim but now acknowledged some 8 weeks after taking out policy.
  | 14 Nov 2008 Report Abuse
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Excellent. Tracked quickly (within 24 hrs of purchasing car insurance) with the expected cashback of £70 showing as pending. Would recommend.
  | 14 Nov 2008 Report Abuse
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I had to raise a manual claim with top cashback which was acknowledged and queried very quickly. I have finally received the acknowledgement today on 13 Nov when I took out the policy on 8 September not sure when it will be able to be paid though
  | 13 Nov 2008 Report Abuse
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Easy to use website,no problems with cashback,£60.00 became pending within 24hrs,Will inform if and when payment is confirmed etc.
  waywarddave | 13 Nov 2008 Report Abuse
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The website was very straight forward and easy to use, but everytime i tried to retrieve my quote the page kept on timing out
  | 13 Nov 2008 Report Abuse
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Dreadful payers. I took out insurance 11/09 and it have just appeared as pending 2 months later. Who knows how long it will be before I actually receive any cashback!!
  burtt | 13 Nov 2008 Report Abuse
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good service at cheap price.
  ammie | 12 Nov 2008 Report Abuse
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Good service at cheap price from LV=. Cashback activated quickly.
  ammie | 12 Nov 2008 Report Abuse
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Had to submit a manual claim but cashback now pending. Great cashback though, made for a cheap policy.
  MWS | 12 Nov 2008 Report Abuse
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Took out Home Insurance nearly 4 weeks ago but hasn't even tracked yet. TCB looking into. Judging by the comments cash back with LV seems to be a bit hit and miss.
  ssue | 11 Nov 2008 Report Abuse
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All seemed to work fine, a smashing chunk back for moving my car insurance! About 3 months from transaction to payment.
  MikeJB | 11 Nov 2008 Report Abuse
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Not tracked yet - very disapointed - Jury's still out!
  | 10 Nov 2008 Report Abuse
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Good value for money
  Jolyon | 09 Nov 2008 Report Abuse
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A1 - paid £199 for fully comp car insurance the got £41 back on topcashback!!!!!!!!
  Sara_Prior | 08 Nov 2008 Report Abuse
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Never used a cashback site before and it works!! You need to be patient as this can take 3 months to recive but it comes Good retailer with cheapest price before cashback!
  stuartangela | 08 Nov 2008 Report Abuse
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Was already a customer with LVE and this was (effectively) renewal of policy. By tweaking a couple of options around excess and bikes brought the cost in over £100 cheaper than renewal offer and at the same time got much higher cover on contents. There were a couple of other insurers that were cheaper but cover not as good and once cashback added in the premiums were on a par.
  neilxs | 08 Nov 2008 Report Abuse
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Cashback did not track initially but once chased it showed within a couple of weeks.
  neilxs | 08 Nov 2008 Report Abuse
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Worked out great. They were the cheapest car insurer too.
  | 08 Nov 2008 Report Abuse
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Not far off the most competivive quote I've recieved for car insurance, but the £70 cashback offered was the clincher.
  Wasawasa | 07 Nov 2008 Report Abuse
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Slow to become payable but got there in the end with no problems.
  sarahmogford | 07 Nov 2008 Report Abuse
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cashback reported quickly - lets wait and see !!
  groucho | 07 Nov 2008 Report Abuse
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Failed to track, so filed a missing cashback claim. Cashback finally received three months after taking out a home insurance policy.
  dsp99 | 07 Nov 2008 Report Abuse
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Tracked instantly,with the correct amount.
  chappers | 06 Nov 2008 Report Abuse
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