Get up to £415.00 of your purchase back when you shop with Scottish Friendly My MoneyBuilder Select (ISA)
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Get up to £415.00 of your purchase back
when you shop with Scottish Friendly My MoneyBuilder Select (ISA)
Scottish Friendly My MoneyBuilder Select (ISA) Reviews
Reviews and experiences from TopCashback members who have shopped with Scottish Friendly My MoneyBuilder Select (ISA).
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Scottish Friendly My MoneyBuilder Select (ISA) Reviews
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Word to the wise. This mcompany refuse to accept investments from people with disabilities and chronic illnesses. They say this is standard practice in the investment world - I say it's discrimination. They cash your cheque and eventually get round to refunding it.
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JayWalker | 11 Oct 2011
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i have previously brought an insurance bond with scottish friendly and never received any cashback! This time however they seem to have to got there act together and the promised cashback has been tracked very quickly. If you want guaranteed cashback maybe avoid scottish friendly.
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Superman3170 | 25 Sep 2011
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Hi. I am a private investor which got really excited at the prospect of £100 cashback for £25/month investment. After analysing the Key Features Docs on Bond and Investment Plans it became obvious this is a RIP-OFF. The charges are extortionate!! You are much better off going with Legal & General which offer £50 cashback for a £1500 investment in their ISA (which includes several bond funds).
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thasos_ace | 10 Sep 2011
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Hi, guys. I don't think TopCashBack is holding the money. If they do, they could do this to all the merchants. Then, this website won't exist any more, and TCB's business will go nowhere. So, the only answer is that Scottish Unfriendly declines to make the payment. Whether it has the intention to pay in the first place is the question. I have lodged a complaint to the Financial Services Authority. If Scottish Unfriendly deceives the public, there'll be somebody who will hold it accountable. Let's see what action the regulator will take. Please post your genuine disappointing expriences here. Let the FSA know what Scottish Unfriendly has done to us!
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lawyertel | 09 Sep 2011
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Why have TCB got these that do not pay on the site , maybe the answer is that TCB are the only ones getting paid
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| 09 Sep 2011
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DO NOT BUY
I work in the financal services industry. These investments are likely to provide worse returns that no risk bank deposits.
Also if you read it carefully they will take deductions of £700 over the 10 year period of your investment and if you cancelled the policy in the first 2 years you get nothing back. One has to wonder where their profits go, because it sure isn't to the members (investors).
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jamesjenkinsyates | 09 Sep 2011
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I'm satisfied with Top Cash Back and have nothing to complain about TBC. However, this merchant, Scotish Friendly, is not acting honestly in offering cash back. I purchased their child bond in November 2010 via another cash back website, and the £40 cash back was traced immediately. However, it soon turned to £0. No reasons given. The claim is pending. Bad thing is, their bond performance is bad too, so I made a wrong investment. If I stop paying into this bond, I'll have a big loss because the up-front charge they've taken out. So I have to continue. Beware of this merchant.
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lawyertel | 07 Sep 2011
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I have now been waiting 14 months for this cashback. The transaction failed to track from the outset (and still hasn't tracked) and I have been waiting for 'retailer to respond' for a year. Extremely disappointing.
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kat_willets | 14 Aug 2011
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I found this very good to use and I was pleased with the service.
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| 26 May 2011
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Needed to prompt them for the cashbaack after 2 direct debits had been taken, mine sorted but my husbands hasn't been acknowledged yet.
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browneyes | 07 Apr 2011
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I signed up for this at the end of December and my cashback is now payable - so it has all gone through smoothly for me - just as advertised ( after 2-3 direct debits). Also received £20 in vouchers from the Company which I was not even aware I would get.
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908399 | 13 Mar 2011
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Like everybody else who signed up for this deal, it would appear that I also have NOT been paid anything like the correct amount. 4 months later, after all the right payments have been made, I am STILL waiting for £50.50 but have only £0.01 showing as payable - Appallingly bad deal - Do not touch with a barge pole.
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boswellh | 01 Mar 2011
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I opened an account for my son in June and all monthly payments have been made. However, the transaction failed to track and I am still waiting for my enquiry to be dealt with by Scottish Friendly - very disappointed.
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kat_willets | 28 Nov 2010
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Tracked within a couple of weeks at 1p. After 4 months of payments it still has not converted to the £50 promissed.
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Timbo_UK | 15 Nov 2010
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sorry my mistake., was using another cashback website lol xx
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wayneobee | 12 Sep 2010
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I applied on thursday 9th and there was a offer for £100 and the gift vouchers, yet this is no track of my order so how do i get it, oh well lets hope it works...will keep you posted xx
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wayneobee | 12 Sep 2010
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I also read reviews and would not consider investing in this bond as it does not give you a good return. You may loose all your money or a part of it.
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| 22 Jul 2010
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Hi all,
I was considering this bond, but then had a look at reviews of it. Sounds like we should avoid it!
http://forums.moneysavingexpert.com/showthread.php?p=24516321&highlight=scottish+friendly+assurance#post24516321
Hope this helps,
Max
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| 19 Jul 2010
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Tracked really quickly , then after two months premiums went- payable as 1p. Chased and it went up to the £50 as advertised. Just be patient with this one it will get there in the end. Fab product.Also received the £15 high street voucher as well cant be bad.
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agrills1962 | 09 Jun 2010
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tracked at 1p - payable at 1p - and no sign of the other £49.99 - if your doing this just for the cash back, dont bother.
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| 08 Jun 2010
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I'm having the same problems set up 2 bonds, only had 1 confirmed and thats only payable at 1p!
Bloody jokers!
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| 07 Jun 2010
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I would leave well clear, tracked at 1p and now payable at 1p, TCB say I now have to put in a claim and wait 100 days, whats the point, stick to an other cashback site.
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mcsorl1 | 03 Jun 2010
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only tracked 0.01 p so far. I got the £15 voucher they advertised about 1 month after opening account
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Gipsykid | 13 May 2010
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