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when you shop with LV= Home Insurance

LV= Home Insurance Reviews

Dependable home cover for the place that matters most
Insurance is simple when it's me and LV=
• Home insurance from £119*
• 24-hour UK emergency helpline if you need help in a hurry
• 12-month guarantee on all repairs when you use our recommended repairer service
• Choose from our three levels of home insurance, Essentials, Home or Home Plus
* 10% of customers paid £119 or less Aug ‘22- Jan ’23


Whether you choose Essentials, Home or Home Plus, we'll protect your happy place
Cover to rebuild your home
Get up to £500,000 towards rebuilding costs with our Essentials policy, up to £1m towards rebuilding costs with our Home policy, or unlimited with Home Plus
Flexible contents cover 
Because we know one size doesn't fit all. Not sure how much stuff in your house is worth? No worries, we can help work that out for you with our contents insurance calculator.
Accidental damage cover
With our Home and Home Plus policies we cover underground cables, pipes and drains, and you'll also be covered for breakage and damage to fixtures and fittings (things like windows, toilets and baths), your mirrors and home entertainment equipment are also covered
Only one excess to pay
If you're claiming under a combined buildings and contents policy
Lock replacement
Keys lost or stolen? We’ll replace your locks so you’re safe and sound in a flash (£750 limit applied to Essentials, up to your contents limit on Home or Home Plus)

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LV= Home Insurance Reviews
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Second year in a row I have been scammed by this merchant they have not intention of honoring genuine cashback claims I would avoid like the plague. Needless to say they will not be getting my custom next year
  higher88 | 10 Apr 2017 Report Abuse
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Good, though car insurance has been declined!
  carolgreen | 03 Apr 2017 Report Abuse
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good price evn if a wait for cashback overall good service
  andydaleman | 22 Feb 2017 Report Abuse
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Easy to use site
  keegs | 30 Dec 2016 Report Abuse
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Declined my cashback with no reasoning even after submitting a claim with the website. Not happy...
  lisablair1980 | 11 Nov 2016 Report Abuse
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They don't pay out cashback - won't be re-insuring with them.
  rachelsanders7280 | 11 Nov 2016 Report Abuse
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Hugely disappointing experience got declined for no reason. had to purserve and complain to topcashback WHO WERE MARVELOUS TO DEAL WITH!!
  juhalhamid | 27 Oct 2016 Report Abuse
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Didn't pay up despite following all the instructions etc.
  jctaylor01 | 25 Oct 2016 Report Abuse
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very helpfull would recomend his company
  linda_rogers | 13 Oct 2016 Report Abuse
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Easy to use website and received cashback within timescales, well done.
  millybean | 05 Oct 2016 Report Abuse
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Payout time as expected.
  groovygrandad | 05 Oct 2016 Report Abuse
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MADE A GENUINE PURCHASE FOR HOME INSURANCE POLICY WHICH IS DECLINED!! MADE A CLAIM WHICH AFTER MANY MONTHS OF WAITING WAS ALSO DECLINED, REASON "POLICY IS INELIGIBLE FOR CASHBACK" - I BOUGHT A HOME INSURANCE POLICY!! SO WHAT IS ELIGIBLE??
  juhalhamid | 23 Sep 2016 Report Abuse
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Cashback became payable around 8 weeks from purchase with no tracking problems.
  rw234 | 24 Aug 2016 Report Abuse
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Very competitive home insurance. Initially tracked at incorrect amount but with the help of TCB all was sorted out and payment finally came through today. Very happy with company and cashback.
  bostonboy | 02 Jun 2016 Report Abuse
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LV offered £20 cashback. I got £10, is under dispute, but would go elsewhere next time.
  philandtina | 11 Apr 2016 Report Abuse
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good payer better than some thanks
  lanzkid | 04 Dec 2015 Report Abuse
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Getting cashback from LV has now become a lot more difficult. I have just taken out my home insurance with LV and wondered why cashback was not showing. I did the same as last year, checked comparison sites for prices then matched these with cashback from the different companies. LV although not the cheapest was a good price and with the reliable cashback I decided to stay with LV. I have been with them for many years and do not continue but take out a new policy for the cashback. Habit in this case was not a good idea because if I had read the new terms, I would have realised that just by using a comparision site I lost any chance of getting cashback. So just be aware if LV give you a quote in any form before buying through TCB you will not get cashback.
  johntheone1234 | 09 Nov 2015 Report Abuse
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GOOD PRICE AND GOOD INSURANCE COVER. CASHBACK PAID PROMPTLY.DOCUMENTS RECEIVED IN GOOD TIME. SIMPLE TO DO SO WILL TRY THEM AGAIN NEXT YEAR.
  2theforest | 24 Oct 2015 Report Abuse
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Very good price on my insurance and then the cashback was a huge bonus on top. Paid reasonably quickly. Would recommend this product.
  Borisdog | 07 Oct 2015 Report Abuse
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Excellent, thanks
  AndyWB | 01 Aug 2015 Report Abuse
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Paid on time, every time.
  turandot88 | 09 Jul 2015 Report Abuse
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My rating for any insurance product purchased is Very Poor results. Have been waiting since April 2015 for this cashback in spite of the fact that LV is supposed to be a "fast Payer" Absolute joke...if they are fast I'd hate to purchase from a slow one.
  saving4fun | 29 Jun 2015 Report Abuse
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just took out home insurance and tracked within 24hrs with the correct amount £22.22
  gsjnd | 09 May 2015 Report Abuse
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Happy with the service, had to wait to get the cashback for a few months.
  TIVA52 | 28 Jan 2015 Report Abuse
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L&V offer an excellent home insurance policy at very competitive prices, the cashback is an added bonus. Tracked promptly and pay out was in the time frame initially quoted. I hope that they will be able to give me a competitive car quote later this year.
  jenwrendorset | 19 Jan 2015 Report Abuse
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