Get up to £68.25 of your purchase back when you shop with RAC Car Insurance Join TopCashback Free
Get up to £68.25 of your purchase back
when you shop with RAC Car Insurance

RAC Car Insurance Reviews

While not everyone has been complimentary, you’ll find many RAC Car Insurance reviews below which have been written by TopCashback members who have clearly been pleased with the product and service received. Many highlight how they enjoyed a hassle-free transaction, while others have commented on how quickly they received their payment.

One member said: “Earning cashback with RAC Car Insurance was seamless, they even managed the following year’s bonus cashback without any input from me — fantastic service.” Similar comments regarding cashback include “a great breakdown provider, fast payment”, “trouble free transaction, prompt cashback”, “no problems at all and paid out really quickly” and “easy to take policy out, quick cashback payer — great”.

Another of our members said: “Fast payout and easy to change my insurance over to them. A very good service from what I have dealt with up to this point.” In fact, RAC Car Insurance come in for praise for their cover, service and the price of their policies. Comments you’ll find among the RAC Car Insurance review feedback include “service was great and competitively priced”, “excellent all-round comprehensive cover” and “brilliant price and service”. Log in to review

RAC Car Insurance Reviews
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RAC cashback is the ONLY one I have received nothing from - I bought their car insurance once, and breakdown cover twice, and NONE of the have even tracked (let alone confirmed or paid). I think the whole thing with RAC is a SCAM! I normally hev no problems with TopCashBack - in fact I have received £900 in total over the last 3 years. But it seems RAC pays nothing, and TCB have been unable to help in any way.
  markmathsn | 13 Sep 2011 Report Abuse
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I bought RAC insurance via TopCashBack THREE months ago and still nothing is showing in my account. Have raised issue and nudged, but no response yet. Not happy!
  Chief_Ady | 12 Sep 2011 Report Abuse
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I bought my insurance in June and it went to 0.00 a couple of days later.Contacted Topcashback and put a claim in and have heard nothing since.Wouldn't use them again and. :( something needs to be done about this.
  | 12 Sep 2011 Report Abuse
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Tracked next day and becomes payable in 90 days.
  4leeds | 10 Sep 2011 Report Abuse
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Taking far too long to confirm cashback.
  gavinmaule | 07 Sep 2011 Report Abuse
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I'm in the same boat, RAC tracked fine but months later became payable at nil. I've put in a claim and also nudged it because nothing was happening. If RAC renege on this deal I will be contacting their HQ and taking it up with them direct. Not at all happy about this...
  | 06 Sep 2011 Report Abuse
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TCB have now submitted a claim to RAC for cashback. Nothing is showing after 3 weeks so I'm not happy. I'm not particularly bothered about waiting 3 months before I get paid - that is understandable - however I am upset that absolutely nothing shows up anywhere that you have made a purchase. Based on this experience, and the fact that everything else on tcb has worked fine I am awarding the RAC nil points
  swordfysh | 06 Sep 2011 Report Abuse
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The cash back amount is good but there is a long delay in payment after the transaction, Thank you
  Peter_Bagley | 02 Sep 2011 Report Abuse
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Initially didn't track and made a claim to TCB who followed it up and the £80.00 came through after 12 weeks. Well done evrybody - I'm well pleased. Thank you!
  | 01 Sep 2011 Report Abuse
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I wish I had read the reviews before purchasing the RAC car insurance, it has been over a week and the transaction is not showing at all (i've been on tcb for ages and this is the first time this has happened), I have submitted a claim - also note that once you have purchased the insurance, if you cancel in the first 14 days they charge an administration fee and a premium.
  chocolatepeanut | 31 Aug 2011 Report Abuse
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Yipeee after waiting several months and giving up hope as tracking at £0, it today turned payable at £80.80 thankyou TCB :)
  | 25 Aug 2011 Report Abuse
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Bought the car insurance on the basis of the cashback, did like everyone elses tracked but went to zero payable, have submitted a claim. Beware!!!!!
  | 24 Aug 2011 Report Abuse
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Good cashback amount but still waiting for it
  Lalypop | 24 Aug 2011 Report Abuse
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All is forgiven, got paid. But why do they put nil payable? Moaned to cashback team maybe they got it for me?
  phewjustintime | 24 Aug 2011 Report Abuse
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DO NOT EXPECT ANY CASHBACK.......FOR GODS SAKE HOW ARE RAC GETTING AWAY WITH THIS???? SEE REVIEWS
  phewjustintime | 22 Aug 2011 Report Abuse
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I purchased my car insurance in March - it is now August and I still have no cashback from this merchant. At first it appeared at nil and after submitting a claim it then appeared confirmed at the correct amount. Then suddently in June it changed to nil and disappeared altogether. I submitted a claim form in June and July and topcashback are looking into this for me. There is absolutely no way I would purchase RAC car insurance based upon their promise of cashback. My experience has been horrendous and I would not recommend them to anyone - also see other reviews. My experience isn't in isolation!
  Jo_Measor | 16 Aug 2011 Report Abuse
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I have not rated this yet, but I did take out the policy more than 36 hours ago and nothing has shown up yet..like many of the others I am not happy at the current situation. Will be re-posting every day until there is a result.
  swordfysh | 16 Aug 2011 Report Abuse
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As with everyone else this merchant is a rip off. £75 due then went to zero. Have put in missing cashback claim. I will NOT let this go, and will go direct to RAC management. RAC you have been warned!
  phewjustintime | 27 Jul 2011 Report Abuse
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Mine also went to £0.00 payable but according to TCB this will be 'overridden' to the proper amount when it's due to be payable at the end of August? Never seen any of my cashbacks work like this before? Anyone else?
  | 22 Jul 2011 Report Abuse
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Earned £80 cashback for car insurance. It is now payable at at £0 - a big fat zero!!! Have submitted a claim but not holding my breath. Would not recommend RAC to anyone.The obvious reason to use tcb is to earn money. I can't believe that RAC are so poor and are conning people into buying their policies.
  | 21 Jul 2011 Report Abuse
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RAC for me was the cheapest for car insurance this year (2011) and now with £75 cashback It's amazing! My renewal for a Hyundai Coupe 2.0 SE (6 years no claims) would have been £900 from AMEX (my previous). RAC was less than half that! Of course a few years ago my insurance was like £300, how times have changed with the "Credit Crunch" Recommended definately!!!!
  | 18 Jul 2011 Report Abuse
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Supposed to get £59...but suddenly, just as it was due to arrive, it disappeared. value went to $0.00...no explanation...very poor...don't use them. I took out insurance with RAC because it worked out cheaper with the cashback..I should have gone with someone else...RUBBISH!!!
  | 12 Jul 2011 Report Abuse
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Car Insurance tracked immediately but after month shows as £0.00 payable. Submitted missing cashback claim.
  locky123 | 12 Jul 2011 Report Abuse
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Tracked almost immediately at the promised £75 but almost 2 and a half months later £0.00 payable?? Have put in a missing commission claim - TCB have always come through for me in the past so hoping this transaction will be no different. Will update my post when I hear something.
  | 11 Jul 2011 Report Abuse
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excellent to track although paying out takes a while
  paille | 11 Jul 2011 Report Abuse
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